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Goals & Efficiency
Ready to improve your financial health and wellness without confusion, stress, or wasted time? The Goals & Efficiency blog category is here to help you streamline your finances, set and crush your financial goals, and implement systems that save you time and money. Find practical insights to help you succeed faster and with less stress.
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Pay Off Debt or Invest My Money? A Quick Guide
If you're wondering whether you should pay off debt or invest, you're not alone. When trying to set and reach financial goals, it can feel like standing at a fork in the road with two equally compelling signs: ➡ “Pay Off Debt – Freedom Awaits!”➡ “Start Investing –...
Most Recent in Goals & Efficiency
Financial Planning for Families: How to Build Stability While Raising Kids
Raising children is one of the most meaningful and challenging adventures in life. But let’s be honest—it’s also one of the most expensive. Between diapers, daycare, dance classes, and future college dreams, the financial demands on growing families are real. That’s why financial planning for families is more than just smart—it’s essential.
Financial Planning in Your 30s: The Ultimate Money Guide for Couples
Your 30s can feel like the decade where all the “real life” things hit at once. Buying a home. Growing your family. Building a career. Paying off debt. Starting to think about retirement (wait… already?). And if you’re feeling like your income and your dreams aren’t quite lining up, you’re not alone. Let’s walk through how to approach financial planning in your 30s as a couple—with wisdom, intention, and a whole lot of grace.
Financial Planning in Your 20s: Building a Strong Foundation for Life
Your 20s are a wild mix of freedom, figuring things out, and (let’s be honest) Googling how taxes work. It’s a decade full of change—but also full of opportunity. If you’re ready to jump into financial planning in your 20s, but feeling a little overwhelmed, you’re not alone! Rest assured that this is the perfect time to build a solid financial foundation that honors your faith and values, gives you peace of mind, and sets you up for future abundance and generosity.
Let’s walk through the key building blocks of wise financial wellness. Whether you’re fresh out of college or just starting to take finances seriously, these steps will help you gain clarity and confidence.
How to Buy a Home in 2025 (Even If You Feel Like It’s Out of Reach)
Wondering how to buy a home in 2025 (or if it’s even possible)? Buying your first home in today’s market can feel like chasing a moving target—but here’s how to make progress, even if you’re not sure you’ll ever get there.
If you’ve spent any time scrolling Zillow lately with your spouse and then promptly said,
“How is anyone affording this right now?”
You are not alone.
What is Financial Stress? Its Impact and How to Overcome
Money is one of the most significant sources of stress for people, regardless of income level. If you've ever felt overwhelmed by bills, debt, or your financial situation, you've experienced financial stress. But what is financial stress, exactly? It goes beyond the...
How to be Better with Money: Decluttering For Financial Success
Would you describe your finances as ‘untidy’ or ‘overcrowded’? If so, you’re in the right place. Let’s dive into decluttering tips that can help bring you from untidy and overcrowded to organized and focused with your money and your life.
How to Pay Off Debt: Step-by-Step Debt Payoff Plan
How to pay off debt: Step-by-step Debt payoff plan
Smart Money Saving Tips: How to Build Your Emergency Fund
Building an emergency fund is essential to your financial stability as well as your overall financial health and wellness Want to improve your financial life? Then believe me when I say that the number one smart money tip is to build your emergency fund. Now, I could...
How To Become Financially Free: 5 Steps To Freedom
How To Become Financially Free: 5 Steps To Freedom The steps to become financially free are like the plans a builder must make before building a new home. I have dreamt about the day when I might be able to build a house. Finding a piece of land, picking out...