Improve Financial Wellness
About Financial Counseling
Helping You Take Control of Your Money—Without Stress or Overwhelm
Create a plan that actually fits your life
Hi, I’m Kaitlin, your Accredited Financial Counselor (AFC®) and Financial Wellness guide.
I specialize in helping women, newlyweds, and young couples who want to break free from financial stress, get organized with their money, and build a solid financial foundation—without fights or feeling restricted.
Ready to spending intentionally, build strong financial foundation, and finally get on the same page about money?
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What makes my approach different?
✔ Rooted in psychology (because money is more than math!)
✔ Simple, stress-free money systems
✔ No guilt, no judgment—just practical solutions that work
100s of conversations with people like you worried about getting it all ‘right’
3 Ways to Get Started
Feeling overwhelmed by bills, spending, or not knowing where your money is going? You’re not alone—but you don’t have to stay stuck. This free guide gives you a simple, step-by-step plan to get organized, reduce stress, and take control of your finances. In just a few minutes, you’ll assess what’s holding you back, set a clear focus, and take action toward financial peace. Download your free guide now and start making progress today!
Struggling to keep up with bills, budgeting, and your financial goals? You’re not alone—but you don’t have to stay stuck. In this 90-Minute Financial Clarity Session, we’ll simplify your budget, organize your expenses, and create a personalized action plan that fits your life. No complicated spreadsheets. No restrictive budgets. Just clarity, confidence, and a stress-free plan to move forward.
Not Sure If This Is Right for You? Let’s Chat!
Taking control of your finances is a big step, and you should feel confident in your next move. If you’re unsure what is the right fit for you, send an email! Get your questions answered, talk through your situation, and figure out the best path forward—no pressure, just support. Email your questions and schedule a free 15-minute call to see if we’re a good fit!
Does Managing Your Money Feel Overwhelming?
You’re not alone. If you’ve ever felt anxious about your finances—wondering where your money is going, feeling guilty about spending, or avoiding your bank account altogether—you’re in the right place. Money stress is real, and it affects your confidence, your relationships, and your overall peace of mind.
But here’s the good news: it doesn’t have to be this way.
It’s Not About the Numbers…
Financial wellness isn’t just about numbers—it’s about aligning your goals with your values, faith, and personality. I know you value being good stewards of your resources, want a simple system for managing your money, and see your dream become reality. The Improve Financial Wellness approach isn’t about rigid budgets or generic financial advice—it’s about helping you create a system that works for your unique life, priorities, and beliefs.
How does financial counseling work?
The Mission
The goal of financial counseling is simple:
To help you Develop Effective Strategies & Communication as it relates to your life, your goals, and your money.
When you learn effective communication strategies to discuss financial matters openly and constructively, you’ll strengthen your relationship while building a strong financial foundation together.
What services are offered?
Imagine…
- Clarity around your values, goals, where to start, and what to do next
- A relationship where both partners are on the same page about money
- Making financial decisions with confidence and mutual understanding
Picture a future where you and your spouse align your financial values and work together towards your dreams. With the right support, this vision can become your reality.
How does financial counseling work?
The Path to Success
With You Every Step of the Way
Identify Your Biggest Money Stressor
Gain clarity on what’s holding you back.
Follow a Simple Reset Plan
Use the Mini Money Reset Guide to organize your finances in minutes.
Align Your Financial Values
Overcome financial stress by linking your goals to what’s most meaningful and important to you!
How does financial counseling help my relationship?
Financial Counseling Services
Get ready to take control of your future
Hi, I’m Kaitlin, your Financial Counselor (AFC®).
I know what it’s like to feel out of control with money. I’ve seen firsthand how confusing and frustrating it can be to try to set goals and make progress when REAL LIFE get’s in the way. Not to mention all the conflicting advice circling around. That’s why I’m passionate about helping women like you gain clarity, confidence, and peace with your finances—without complicated spreadsheets or restrictive budgets.
With a Master’s degree in Counseling and over 10 years of experience in the financial planning industry, I bring a unique blend of financial expertise and behavioral psychology to my work. As an Accredited Financial Counselor, I specialize in helping women in their 20s and 30s build simple, sustainable money systems that work for their real lives. My approach blends practical financial strategies with a deep understanding of mindset and behavior, so you can stop feeling stuck and start making progress.
Together, we will build your strong financial foundation, manage cash flow, and navigate money challenges and opportunities with confidence.
Financial counseling helps:
- Align financial values
- Communicate effectively about money
- Set and achieve goals together
- Feel less stressed about money [and life]
- Make smart, aligned financial decisions
And so much more!
What’s an AFC?
Have Questions? Let’s Connect!
Email [email protected] for questions or to see if a 1-1 Clarity Session is right for you.
FAQ
What is an AFC®?
An AFC®, or Accredited Financial Counselor, is a certified professional who provides personalized financial, counseling, education, and guidance. An AFC® helps individuals and couples understand their financial situation, set realistic goals, and develop effective strategies to achieve financial wellness.
Unlike financial advisors who might focus on investments, an AFC® specializes in helping clients manage their money day-to-day, including budgeting, cash-flow, debt management, and saving. The AFC® designation is awarded by the Association for Financial Counseling and Planning Education (AFCPE®), which ensures that professionals meet rigorous standards of education, experience, and ethical practice.
How does financial counseling work?
The financial counseling process begins with an initial consultation to understand your unique financial situation and goals. From there, we work together to create a personalized financial wellness implementation plan tailored to your unique values and needs.
We’ll focus on open communication, behavioral finance methods, and practical strategies, helping you align your financial goals and make informed, effective decisions. Whether it’s budgeting, debt management, or planning for the future, you’re supported each step of the way.
How can financial counseling help our relationship?
Financial counseling is about more than just managing money—it’s about building a stronger relationship. By working together to align your financial goals, you can reduce stress, improve communication, and create a shared vision for your future.
All services are designed to help you and your partner work through financial challenges, make informed decisions, and achieve lasting financial and emotional well-being.
Do we need to be in debt to seek financial counseling?
No, financial counseling is not just for those in debt. It’s for anyone looking to improve their financial situation, plan for the future, and achieve their financial goals.
Whether you’re already debt-free, working to pay off debt, or simply looking to build better financial habits, or achieve your big financial and life goals, financial counseling services can help you create a plan that works for your unique situation.
What should we bring to our first session?
To make the most of your first financial counseling session, it’s helpful to bring any relevant financial documents, such as income details, statements, previous year tax returns, current budgets, and a list of your financial goals.
This information will allow us to get a clear picture of your financial situation and help create a personalized plan that meets your needs. Don’t worry if you’re not sure what to bring—you’ll be guided through the process step by step.
How do we get started with financial counseling?
Getting started with financial counseling is easy! Simply schedule your initial consultation. If you don’t see a time that works for you or have any further questions you’d like answered before scheduling, you can email [email protected] for more information. We’ll answer your questions and discuss your financial situation, goals, and how we can work together to achieve them.
You can also download our free financial health checklist and guide to begin your journey toward financial wellness. Get all the support you need to take control of your finances and build a strong financial foundation for your future.
How do I recieve my program?
Digital program content will be sent via email. You will receive an email with your program materials after you have successfully purchased your program of choice. If you purchased a program that includes a one-on-one session aspect, a scheduling link will be included as well in the email. For questions or concerns, please email [email protected].
How do I know if the program I choose is a good fit?
If you’re not sure which program (if any) is right for you, please reach out for a free consultation to get more clarification on any questions you may have. After reviewing your needs and communication style, you will receive a personalized recommendation. Email [email protected] to discuss.
What services do you offer?
You can choose from a range of services designed to help you achieve financial harmony. Services include
- Premarital financial & Newlywed counseling
- Personalized budgeting assistance
- Debt management strategies
- Comprehensive financial wellness planning
Whether you’re just starting your financial journey together or looking to improve your current financial situation, we’re here to guide you every step of the way.
Who are IMPROVE programs ideal for?
Financial counseling is beneficial for anyone looking to improve their financial health and relationships. Services are ideal for newlyweds, engaged couples who want to get on the same page with their partner about money, or anyone looking to achieve financial wellness. If you’re ready to build a strong financial foundation, reduce stress, and achieve your life goals, financial counseling services can make a difference.
What makes the IMPROVE approach different from other financial counselors?
When you work with Improve Financial Wellness, you’ll be supported with a unique blend of financial expertise and behavioral counseling to bring a ‘not just numbers’ approach to financial health and wellness.
When we work together, we won’t just look at the ‘what’ (the number) but the ‘why’ (the mindset & behavior) aspects as well. You’ll navigate the financial aspects of their relationship while also building communication skills and self-awareness along the way.
What is a financial health checklist and guide?
Our financial health checklist and guide is a comprehensive resource designed to help couples get on the same page financially. It includes practical tips, planning templates, and strategies for budgeting, saving, and managing debt. Whether you’re just starting out or looking to improve your financial situation, this guide is a valuable tool for achieving your financial goals together. Download it for free to get started on your journey to financial wellness.
How long does financial counseling take?
The duration of financial counseling depends on your individual needs, preferences, and goals. Some couples may benefit from just a few sessions (as few as 1 free initial consultation and 1 financial audit session) to get on track, while others might prefer ongoing support.
Some examples of ongoing support could look like
- Weekly or bi-weekly pay-check processing or check-ins
- Monthly premarital or newlywed financial counseling
- Annual or bi-annual financial wellness audits
During our initial consultation, we’ll discuss your specific situation and create a timeline that works for you. Our goal is to provide the guidance and support you need to achieve long-term financial success.
Is financial counseling confidential?
Absolutely, financial counseling is completely confidential. Your financial information and personal details are treated with the utmost respect and privacy. The sensitive nature of financial discussions requires extra care and know that you will never be required to provide any information you don’t feel comfortable sharing.
You can trust that everything shared during our sessions will remain confidential. The priority is to create a safe and supportive environment where you can openly discuss your financial concerns and goals.
What is a money personality, and how does it affect our finances?
Your money personality reflects your financial habits, attitudes, and behaviors. Understanding your money personality—and your partner’s—can help you navigate financial decisions and work together more effectively.
Counseling services can include exploring your money personality, identifying strengths and weaknesses, and developing strategies to balance your financial approach. Take the quiz to discover your money personality and learn how it can impact your financial success!
Can I get a refund?
If you are not happy with any digital products, you may receive a full refund within 30 days of purchase. Refunds, however, exclude one-on-one session fees.