Improve Financial Wellness
About Financial Counseling
Your journey to financial health, wellness, and harmony begins here. Ready to get started? Schedule a call to see if financial counseling is right for you.
Money can be a sensitive, stressful and complex topic…
This is especially true for couples or when you’re just getting started on your financial journey. Navigating financial goals, decisions, and conversations can feel overwhelming.
It’s very common to encounter differences in spending habits, financial goals, and money management styles. These challenges can create stress and tension.
But, they don’t have to.
SCHEDULE YOUR FREE INITIAL SESSION
Financial Counseling Services
Get ready to take control of your future
Hi, I’m Kaitlin, your Financial Counselor (AFC®).
Together, we will build your strong financial foundation, manage cash flow, and navigate money challenges and opportunities with confidence.
Financial counseling helps:
- Align financial values
- Communicate effectively about money
- Set and achieve goals together
- Feel less stressed about money
- Make smart, aligned financial decisions
And so much more!
What’s an AFC?
Imagine…
- Clarity around your values, goals, where to start, and what to do next
- A relationship where both partners are on the same page about money
- Making financial decisions with confidence and mutual understanding
Picture a future where you and your spouse align your financial values and work together towards your dreams. With the right support, this vision can become your reality.
How does financial counseling work?
The Path to Success
With You Every Step of the Way
Align Your Financial Values
You and your partner will understand and align your financial values, fostering a unified approach to money management.
Create a Cash Flow Plan
Develop a realistic and sustainable budget and cash flow plan that is EASY to manage and meets your needs.
Develop Effective Communication
Learn effective communication strategies to discuss financial matters openly and constructively, strengthening your relationship, and achieving your financial and life goals.
How does financial counseling help my relationship?
The Mission
The goal of financial counseling is simple:
To help you Develop Effective Strategies & Communication as it relates to your life, your goals, and your money.
When you learn effective communication strategies to discuss financial matters openly and constructively, you’ll strengthen your relationship while building a strong financial foundation together.
What services are offered?
Financial Counseling For Improved Financial Wellness
Let’s Work Together
Ready to embark on a journey to financial harmony? Schedule a free consultation today.
Together, we can improve your financial wellness and create a future filled with confidence, clarity, and unity. Welcome to your bright ☀️ financial future.
How can we get started?
FAQ
What is an AFC®?
An AFC®, or Accredited Financial Counselor, is a certified professional who provides personalized financial, counseling, education, and guidance. An AFC® helps individuals and couples understand their financial situation, set realistic goals, and develop effective strategies to achieve financial wellness.
Unlike financial advisors who might focus on investments, an AFC® specializes in helping clients manage their money day-to-day, including budgeting, cash-flow, debt management, and saving. The AFC® designation is awarded by the Association for Financial Counseling and Planning Education (AFCPE®), which ensures that professionals meet rigorous standards of education, experience, and ethical practice.
How does financial counseling work?
The financial counseling process begins with an initial consultation to understand your unique financial situation and goals. From there, we work together to create a personalized financial wellness implementation plan tailored to your unique values and needs.
We’ll focus on open communication, behavioral finance methods, and practical strategies, helping you align your financial goals and make informed, effective decisions. Whether it’s budgeting, debt management, or planning for the future, you’re supported each step of the way.
How can financial counseling help our relationship?
Financial counseling is about more than just managing money—it’s about building a stronger relationship. By working together to align your financial goals, you can reduce stress, improve communication, and create a shared vision for your future.
All services are designed to help you and your partner work through financial challenges, make informed decisions, and achieve lasting financial and emotional well-being.
Do we need to be in debt to seek financial counseling?
No, financial counseling is not just for those in debt. It’s for anyone looking to improve their financial situation, plan for the future, and achieve their financial goals.
Whether you’re already debt-free, working to pay off debt, or simply looking to build better financial habits, or achieve your big financial and life goals, financial counseling services can help you create a plan that works for your unique situation.
What should we bring to our first session?
To make the most of your first financial counseling session, it’s helpful to bring any relevant financial documents, such as income details, statements, previous year tax returns, current budgets, and a list of your financial goals.
This information will allow us to get a clear picture of your financial situation and help create a personalized plan that meets your needs. Don’t worry if you’re not sure what to bring—you’ll be guided through the process step by step.
How do we get started with financial counseling?
Getting started with financial counseling is easy! Simply schedule your initial consultation. If you don’t see a time that works for you or have any further questions you’d like answered before scheduling, you can email [email protected] for more information. We’ll answer your questions and discuss your financial situation, goals, and how we can work together to achieve them.
You can also download our free financial health checklist and guide to begin your journey toward financial wellness. Get all the support you need to take control of your finances and build a strong financial foundation for your future.
How do I recieve my program?
Digital program content will be sent via email. You will receive an email with your program materials after you have successfully purchased your program of choice. If you purchased a program that includes a one-on-one session aspect, a scheduling link will be included as well in the email. For questions or concerns, please email [email protected].
How do I know if the program I choose is a good fit?
If you’re not sure which program (if any) is right for you, please reach out for a free consultation to get more clarification on any questions you may have. After reviewing your needs and communication style, you will receive a personalized recommendation. Email [email protected] to discuss.
What services do you offer?
You can choose from a range of services designed to help you achieve financial harmony. Services include
- Premarital financial & Newlywed counseling
- Personalized budgeting assistance
- Debt management strategies
- Comprehensive financial wellness planning
Whether you’re just starting your financial journey together or looking to improve your current financial situation, we’re here to guide you every step of the way.
Who are IMPROVE programs ideal for?
Financial counseling is beneficial for anyone looking to improve their financial health and relationships. Services are ideal for newlyweds, engaged couples who want to get on the same page with their partner about money, or anyone looking to achieve financial wellness. If you’re ready to build a strong financial foundation, reduce stress, and achieve your life goals, financial counseling services can make a difference.
What makes the IMPROVE approach different from other financial counselors?
When you work with Improve Financial Wellness, you’ll be supported with a unique blend of financial expertise and behavioral counseling to bring a ‘not just numbers’ approach to financial health and wellness.
When we work together, we won’t just look at the ‘what’ (the number) but the ‘why’ (the mindset & behavior) aspects as well. You’ll navigate the financial aspects of their relationship while also building communication skills and self-awareness along the way.
What is a financial health checklist and guide?
Our financial health checklist and guide is a comprehensive resource designed to help couples get on the same page financially. It includes practical tips, planning templates, and strategies for budgeting, saving, and managing debt. Whether you’re just starting out or looking to improve your financial situation, this guide is a valuable tool for achieving your financial goals together. Download it for free to get started on your journey to financial wellness.
How long does financial counseling take?
The duration of financial counseling depends on your individual needs, preferences, and goals. Some couples may benefit from just a few sessions (as few as 1 free initial consultation and 1 financial audit session) to get on track, while others might prefer ongoing support.
Some examples of ongoing support could look like
- Weekly or bi-weekly pay-check processing or check-ins
- Monthly premarital or newlywed financial counseling
- Annual or bi-annual financial wellness audits
During our initial consultation, we’ll discuss your specific situation and create a timeline that works for you. Our goal is to provide the guidance and support you need to achieve long-term financial success.
Is financial counseling confidential?
Absolutely, financial counseling is completely confidential. Your financial information and personal details are treated with the utmost respect and privacy. The sensitive nature of financial discussions requires extra care and know that you will never be required to provide any information you don’t feel comfortable sharing.
You can trust that everything shared during our sessions will remain confidential. The priority is to create a safe and supportive environment where you can openly discuss your financial concerns and goals.
What is a money personality, and how does it affect our finances?
Your money personality reflects your financial habits, attitudes, and behaviors. Understanding your money personality—and your partner’s—can help you navigate financial decisions and work together more effectively.
Counseling services can include exploring your money personality, identifying strengths and weaknesses, and developing strategies to balance your financial approach. Take the quiz to discover your money personality and learn how it can impact your financial success!
Can I get a refund?
If you are not happy with your IMPROVE program, you may receive a full refund within 30 days of purchase. Refunds however exclude one-on-one session fees beyond the first session.